Read the headline
Begin with the amount ARIA considers safe to use after the bills, goals, and cushion it knows about are set aside.
ARIA · Complete product guide
One place to read
what needs you.
Set up your money, tasks, and calendar one step at a time. Start with information you know, check the overview, and open the details whenever a number or reminder needs attention.
01
Orient
Start with Home.
You can begin without connecting a bank. Add a manual account with its current balance, then add the bills and commitments you want ARIA to consider. Return to Home to see what needs attention.
Check what needs attention
Review the timeline and Attention Radar for due, overdue, or approaching items across the app.
Open the source
Select an item to move into its bill, task, reminder, event, goal, or finance detail, not a detached summary.
Return to the day
Completed or updated items feed back into the shared overview so the next thing can come forward.
02
Understand
Build the money picture.
Manual accounts do not need a bank connection. Live bank sync requires an active paid ARIA+ subscription and Apple sign-in. It is not included in the free plan or the card-free trial.
- Add an account.Create a manual account and enter its current balance, or connect an eligible institution when that capability is available to your plan.
- Add the activity.Record income or spending manually, scan a receipt, or import a statement for review.
- Review categories.Check imported or entered transactions and correct the category when the first pass is not right.
- Open the breakdown.Use the Safe to Spend breakdown to see how bills, goals, and cushion affect the displayed amount.
Bank connections are read-only: they provide transaction awareness and cannot initiate transfers.
03
Plan
Bills, budgets, goals, and Safety Net.
These tools describe different kinds of commitment. They share context, but each remains editable on its own screen.
Bills
Add the payee, amount, due date, and cadence. When paid, mark the bill settled. ARIA keeps payment history, can prepare a shareable settled card, and advances recurring bills to their next occurrence.
Split a bill
Open a bill, choose the split action, assign the share, and use the resulting record when you need to remember who owes what.
Budgets
Create category-level spending boundaries and compare activity with the amount you planned. Budgets inform the broader money view without replacing transaction detail.
Goals
Name the goal, set its target, and update progress as the amount changes. Goals are one of the commitments set aside before ARIA presents what is safe to use.
Safety Net
Use recent expense context to frame a reserve target, review the sources behind it, and see how many months the current reserve could cover.
What-if
Enter a hypothetical amount or change, run the scenario, and inspect the effect against known balances, bills, and goals before changing any real record.
04
Focus
Let the right work come forward.
Tasks, reminders, and projects give ARIA enough structure to distinguish what needs attention now from what can wait.
- Capture the item.Add a task or reminder with the title and timing you know. You can refine it later.
- Group larger work.Create a project, add steps, and open the project detail when a single task is not enough.
- Read Now and Next.Attention Radar separates immediate work from near-term context instead of presenting one undifferentiated list.
- Resolve or defer.Complete the item when it is done, or update its timing when it genuinely belongs later.
05
Schedule
Read time and bills together.
Calendar gives scheduled time, bills, and reminders a shared horizon while keeping their records distinct.
- Choose the horizon.Move between day, week, month, and upcoming views to match the decision you are making.
- Add an event.Enter the title and timing, then save it into ARIA's calendar view.
- Open the detail.Select an event to review, edit, or remove it. Bills and reminders remain linked to their own workflows.
- Import when available.External calendar import requires Plus access and permission for the calendar you choose. Manually created ARIA events remain separate.
06
Ask
Use ARIA to act on known context.
ARIA's assistant works with records already in the app. It is designed for navigation, capture, and planning, not for transferring money or replacing professional financial advice.
Basic capture
Use supported voice commands to add a task, reminder, or event. Review the created item and undo it when the capture was not what you intended.
Full voice
The broader voice experience requires ARIA+ access. If speech is unavailable, you can still add items manually and review their details.
What-if planning
Ask a scenario question or open What-if directly, enter the hypothetical change, and inspect its effect without altering the underlying accounts.
07
Record
Receipts and tax-ready history.
ARIA includes a lightweight finance receipt workflow. ARIA Scan is the separate Estuaire product for a deeper, purchase-centred library.
- Open receipt entry.Enter the merchant, amount, category, and date. Add a receipt image if useful, and check any prepared details rather than assuming they are correct.
- Correct the record.Check the merchant, amount, category, and other extracted fields before saving them into finance history.
- Mark deductible activity.Use the transaction's tax fields when the record belongs in your tax summary.
- Export the summary.Open the tax summary and export CSV when you need a portable record. Keep source documents required for your own filing situation.
08
Current release
Access and limits.
ARIA starts with a 14-day Plus trial without a payment method or automatic charge. After it ends, you can continue on the free plan and keep your saved records. Live bank sync requires a paid subscription, including during the trial.
Manual accounts2 on the current free plan
Bills10 active bills on the current free plan
Budgets3 on the current free plan
Projects2 on the current free plan
History12 months on the current free plan
Live bank connectionsPaid ARIA+ subscription; up to 3 institutions. Not included in the trial.
Plus adds features including full voice, cross-device sync, additional widgets, and calendar import. Check the app for current plan details and the price for your Apple Account before subscribing.
Help and handoff
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